Mortgage credit certificate providing annual tax credit. Programs for persons with disabilities to help with down payment and closing costs. Homestead forgivable loan for down payment and closing cost assistance. Employer-assisted housing program providing assistance to employees of participating companies and institutions. Keep in mind, the lender you work with may have additional borrower requirements than those stated in any state assistance program.
That can include credit score minimums or other credit qualifications. More from NerdWallet. Calculate your mortgage payment. Compare Pennsylvania mortgage rates. See the best Pennsylvania mortgage lenders. National first-time home buyer programs.
Back to top. PHFA highlights and eligibility. Tax credits may apply. The York Homebuyer Assistance Eligibility Requirements PDF provide more details on the funding source for this program, as well as minimum and maximum loan amounts, as well as other information. Have questions about the Homebuyer Assistance Program?
You can request more information by emailing the Chief of Housing. Skip to Main Content. Generally, metropolitan areas are excluded. There are income limits. If you meet the income and area requirements, the USDA home-loan is a great way to purchase a home! Read more about the USDA loan. The VA loan is a fantastic home-loan.
No down payment is required for a VA loan. The seller is permitted to pay ALL closing-costs. There is no monthly mortgage insurance premium. And, the VA discourages excessive junk fees. Read more. Learn more about the Keystone Government Loan Program. The Keystone home-loan Program has income and purchase price restrictions, although they are very liberal. With this program, homebuyers must be first-time buyers unless they are buying a house in a "designated Pennsylvania county.
Learn more about the Keystone home-loan program. The Preferred loans are a good low down payment alternative to the government mortgages i.
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